Who is this plan for:
This plan is a good plan for people that rarely go to the doctor and are
sick of paying high prices each and every month in health insurance
premiums. Basically this plan is for people that want to make sure that
their exposure to major health care costs are contained. With this plan,
you use the monthly premium savings to pay for the little things along
the way, out of pocket, such as doctor visits, labs, etc., but any major
expenses would be limited to $3500 per year for covered services (see
complete description here). Note: This plan does not cover
maternity.
Overview:
This
plan is very straight forward and easy to understand. Blue
Cross made this plan affordable, by offering this plan for people that
are healthy and don't go to the doctor very often.
With
this plan, you pay out of your own pocket until your reach the Maximum
of $3500. You pay at the Blue Cross negotiated discount rate. Once
you have paid $3500 out of pocket, in a given year, Blue Cross then
picks up 100% thereafter!
Annual Deductible:
$3500
Out of Pocket
Maximum:
$3500
Annual Deductible Only!
Doctor Visits:
You pay the Blue Cross PPO negotiated rate.
Blue cross is known for having some of the deepest discounted PPO
negotiated rates in the industry.
Prescription Drug
Coverage:
$10 Generic
$30 Brand Name
50% Non-Formulary
($500 annual deductible on brand name drug prescriptions).
Important: The above description is a
brief plan overview. Please read the complete plan description by
clicking the link below, for a complete description of the plan.
Download the plan description here
Get a Live Quote Here
Plan name is Blue cross PPO 3500