from Value Benefits of America, Inc.

Only $24.95 per month for the entire family

Download VBA accident insurance application (PDF format)

Request additional information from Cal-Health-Plans

Why purchase accident protection? 

The VBA accident protection can be used to by itself to cover accidents or can coincide with your existing health insurance policy. As consumers, we often purchase PPO policies with high deductibles or high annual maximum out-of-pocket amounts in order to keep down our monthly premiums. The VBA accident protection can help to minimize those out of pocket costs from your regular health insurance plan, in the event of an accident.

Parents... do your kids do extreme sports?

If you live in California and have teenagers, there's no doubt you have made a trip or two to the doctor's office or emergency room for the occasional skateboard, snowboard, snow ski, surfing, or mountain bike injury. Don't get stuck paying your PPO or HMO deductible and co-pay alone. Use your VBA accident policy reimbursement to help offset your health insurance deductible and co-pay.  And it's only $24.95 per month for the entire family!

Are you without any insurance at all?

There's no argument that individual health insurance can be expensive and sometimes hard to qualify for medically. For whatever reason, if you are going without health insurance, a VBA accident plan may be a good "stop-gap" solution to protect you and your family, until you are able to add a health insurance policy.

Do you not qualify medically for health insurance?  An accident plan will give you some peace of mind and protection, when you are going without any insurance at all.  For only $24.95 per month you can protect yourself and your family members against accidents. That's less than a dollar a day to protect you and your family. And there are no medical requirements.

But the best part...  the entire family is covered for only  $24.95  per month

• Up to $2,000 for Each Family Member per Occurrence For Medical Services 

Medical Services means the costs for: medically necessary treatment by a physician or dentist, hospital room and board, dental work to sound natural teeth, drugs, medicines, diagnostic tests and x-rays, treatment performed by licensed medical professional, rental of durable medical equipment.

• Use Any Doctor, Emergency Room or Hospital

• Plus $150 per Day in Hospital - From 1st Day - 14 Day Maximum

• Pays Directly to You unless you assign

• $100 Deductible

• $2,500 Coverage for Each Family Member

 

What is it? As members of Lifeguard Emergency Rescue, this plan provides greater peace-of-mind to individuals and groups engaged in a wide variety of activities. It gives all eligible persons the security they need and deserve.

If, as a result of injury, a member incurs covered expense starting within 90 days from the date of the accident causing the injury, we will pay, with no deductible and not to exceed the overall maximum benefit amount of $4,000.00, for Air Ambulance Transportation Only.

• Coverage is worldwide

• Transportation by air only

The accident coverage information contained herein is a brief summary only and is subject to all provisions, limitations and exceptions set forth in the Policy.  Please refer to your outline of coverage for the exceptions and limitations.  Payment will be for benefits described in your Certificate of Coverage.

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